Disclaimer & Privacy

Insurwise is currently in its pre-launch phase and is building its platform. During this period, Insurwise does not solicit, sell, offer, compare, or recommend any insurance products or policies.

We are not, at this stage, a licensed insurance broker, agent, or intermediary. Insurance distribution and related services will be introduced only after receiving the necessary approvals from the Insurance Regulatory and Development Authority of India (IRDAI), where required.

All content on this website — including articles, calculators, risk assessments, reports, and community stories — is provided strictly for general educational and informational purposes.

Nothing on this website constitutes financial, insurance, legal, or tax advice. The tools and estimates provided are illustrative and should not be relied upon as a substitute for advice from a qualified, licensed professional.

While we strive to keep information accurate and up to date, Insurwise makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the information provided.

Any reliance you place on such information is strictly at your own risk. Calculator outputs are estimates based on the assumptions you provide and simplified models; actual figures may differ significantly.

We collect only the information you choose to provide to us, which may include:

• —Contact details such as name, email address, mobile number and city (e.g. via the Waitlist, Newsletter or Contact forms).
• —Voluntary profile information such as occupation, family status and areas of interest.
• —Responses to the Financial Risk Assessment and inputs to calculators.
• —Community blog submissions, including author name and email.

We use the information you provide to:

• —Build our pre-launch community and notify you about product availability.
• —Send you The Protection Brief newsletter and relevant educational content (only where you have opted in).
• —Conduct product research, improve our tools, and understand consumer needs.
• —Review and, where approved, publish community blog submissions under the author's name.
• —Respond to your enquiries and communications.

We do not sell your personal information. We do not share your personal information with third parties for their independent marketing purposes.

We apply reasonable technical and organisational measures to protect your information. However, no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

You may unsubscribe from our newsletter at any time using the link provided in our emails, or by contacting us.

You may request access to, correction of, or deletion of your personal information by writing to us at contact@insurwise.co.in. We will respond in accordance with applicable Indian data protection laws.

We may use cookies and similar technologies to understand how visitors use the website and to improve the experience. You can control cookies through your browser settings.

We may update this Disclaimer & Privacy notice from time to time. Material changes will be reflected by updating the 'Last updated' date above.

For any questions about this notice or your data, please contact us at contact@insurwise.co.in.