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Terms & Conditions

Effective Date: 12th November 2025
Website: www.insurwise.co.in
Owner: Insurwise (referred to as “we,” “us,” or “our”)

Acceptance of terms

By accessing or using this website, www.insurwise.co.in (“Website”), you agree to comply with and be bound by these Terms and Conditions (“Terms”). If you do not agree with these Terms, please do not use this Website.

About Insurwise

Insurwise is a knowledge-sharing and professional resource platform focused on the insurance and financial services industry. The Website aims to provide insights, analysis, and educational content for professionals, students, and stakeholders in the insurance ecosystem.

Use of the Website

You agree to use the Website only for lawful purposes and in accordance with applicable Indian laws and regulations, including the Information Technology Act, 2000 and its rules.

You agree not to:

  • Copy, distribute, or modify any material without prior written consent.

  • Use the Website for any unlawful, fraudulent, or harmful activity.

  • Post or transmit any content that is defamatory, obscene, infringing, or otherwise objectionable.

  • Attempt to gain unauthorized access to any portion or feature of the Website or related systems.

Intellectual Property Rights

All content on this Website, including but not limited to text, design, graphics, logos, icons, and images, is the property of Insurwise or its content partners and is protected under applicable Indian copyright and trademark laws.

You may view, download, or print content for personal, non-commercial use only. Any other use without prior written permission is strictly prohibited.

Content and Information Disclaimer

All articles, analyses, and insights published on Insurwise are for informational and educational purposes only.
We make reasonable efforts to ensure accuracy but do not guarantee the completeness, reliability, or timeliness of any information.

The Website does not provide insurance, legal, financial, or investment advice. Users should independently verify information before making any business or professional decisions.

Third-Party Links

This Website may contain links to third-party websites or resources. These are provided for convenience and do not imply endorsement. We have no control over the content or policies of such external sites and are not responsible for any loss or damage that may arise from their use.

Privacy

Your use of the Website is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal data in compliance with Indian data protection regulations.

Limitation of Liability

To the maximum extent permitted by law, Insurwise, its founders, employees, or affiliates shall not be liable for any direct, indirect, incidental, or consequential damages arising from:

  • Use or inability to use the Website;

  • Errors or omissions in the content;

  • Unauthorized access or alterations to your data.

Indemnification

You agree to indemnify and hold harmless Insurwise and its affiliates from and against any claims, damages, liabilities, costs, or expenses arising out of your misuse of the Website or violation of these Terms.

Modifications to Terms

We reserve the right to modify or update these Terms at any time without prior notice. The updated Terms will be posted on this page with a revised effective date. Continued use of the Website after such changes constitutes acceptance of the new Terms.

Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of India. Any dispute arising under these Terms shall be subject to the exclusive jurisdiction of the courts in Mumbai, Maharashtra, India.

Contact Us

If you have any questions, concerns, or feedback regarding these Terms, please contact us at:

📧 Email: contact@insurwise.co.in
🌐 Website: www.insurwise.co.in

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